It’s important to have proper limits and coverage in place.
The four major protections in a homeowners insurance policy are:
Building coverage - pays to repair or rebuild your home if it’s damaged by a peril
covered in the policy.
Contents coverage - pays for personal possessions lost as a result of a covered disaster.
Liability coverage - pays for injuries or property damage you or your family members
cause other people, on or off your premises.
Additional Living Expense coverage - pays for the cost of living away from home when
your house is temporarily uninhabitable because of a covered peril.
Some additional coverage endorsements available to enhance your homeowners insurance are:
We'll make sure to apply any discounts you may qualify for such as any package policy discounts if you combine your auto insurance and home insurance onto one policy, home security system discounts, senior discounts and more...
Whether you need to secure coverage for that new home purchase or you're looking for a better home insurance rate on your existing home, the Frangquist Insurance Agency can help you find the solution. From single family homes to rental dwellings, seasonals and condos we’ve got you covered. Take a few minutes and give us a call. We will evaluate coverage's and compare pricing then provide you with the best homeowners insurance quotes for your insurance dollar.
Typical homeowner insurance policies do not cover damages caused by floods.
We offer National Flood Insurance Program "NFIP" flood insurance policies.
A "NFIP" policy is backed by the federal government and covers:
NOTE: Flood insurance does not cover sewer backup and sump pump overflow.
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